How US Unemployment Benefits Work
Unemployment Insurance (UI) provides temporary income to workers who lose their jobs through no fault of their own. Benefits are funded jointly by employers and the state and are administered by each state's workforce agency.
Eligibility requires a minimum work history (usually 52 weeks of covered employment or a minimum base-period wage). Benefit amounts are a percentage of your pre-unemployment wage, capped at a state maximum.
Frequently Asked Questions
Generally no, unless you quit for "good cause" — such as unsafe working conditions, harassment, or a substantial change in your job duties. Eligibility rules vary by state.
Yes. Unemployment benefits are federally taxable and may also be taxable in your state. You can request federal withholding of 10% when you apply.
Most states allow partial benefits if you earn less than your weekly benefit amount. Report all earnings to your state agency to avoid overpayment penalties.