About the Korean Apartment Subscription System
Korea's apartment subscription point system (subscription point system) scores applicants on three criteria totaling up to 84 points. Homeownership-free years earn 0 points (0 years) to 32 points (15+ years), with 2 points added per year. Dependents score 5 points base plus 5 points per additional dependent up to 6, for a maximum of 35 points. The subscription savings account (subscription savings account) period earns 1 point (under 6 months) to 17 points (15+ years).
The score needed to win varies significantly by location and development. Highly sought-after areas in Seoul can require 65+ points, while less competitive regional markets may award apartments to applicants with 40–50 points. Applicants can also enter lottery-based (lottery allocation) pools where points do not matter, which can be a strategy for those with lower scores.
Frequently Asked Questions
The period starts from the later of age 30 or your marriage registration date. If you have never owned a home, it counts from your 30th birthday as of the application date.
For a public housing first-priority qualification in the Seoul metro area, you need at least 24 monthly deposits of 20,000 KRW or more. Private housing has additional minimum deposit requirements based on unit size.