How to use the small claims eligibility checker
Small claims court is a simplified civil forum where the dollar limit, not the type of dispute, decides whether your case belongs there. Enter the principal you are suing for, any interest or late fees, and the limit that applies where you would file. The tool shows the amount counted toward that limit and how much you would give up by waiving the excess to stay in small claims.
There is no federal small claims limit. Each state sets its own by statute โ for example California Code of Civil Procedure ยง116.221 (individuals), New York City Civil Court Act ยง1801, and Texas Government Code ยง27.031. Many states also exclude court costs and interest from the limit, and some cap how many claims you may file per year. The example limits above reflect widely published figures as of September 2026; confirm the current number with your state or county court before filing.
Splitting one debt into several suits to stay under the limit is generally not allowed, and several states bar attorneys from appearing in small claims hearings (California Code of Civil Procedure ยง116.530). Corporate parties, landlord-tenant evictions and claims against government agencies often follow separate rules.
This calculator is for reference only and is not legal advice. Consult a licensed attorney about your specific situation.
Frequently asked questions
Most states let you waive the amount above the limit and sue for the capped figure, but the waived portion is normally lost for good and cannot be recovered in a second suit. Weigh the filing cost and time savings against the amount you would give up.
In many states court costs and post-filing interest are excluded, while contractual interest claimed as part of the debt is counted. Because this varies by state, the tool lets you switch the treatment and see both outcomes.