Two Separate Deductions for Taxpayers 65 and Older
If you or your spouse are age 65 or older, or legally blind, the IRS lets you claim an additional standard deduction on top of the regular standard deduction — no itemizing required. For 2025, that's worth $2,000 per box for single/head of household filers, or $1,600 per box for married filing jointly, and you can check more than one box (for example, being both 65+ and blind doubles it). Recent tax legislation also added a separate, temporary "senior bonus deduction" worth up to $6,000 per person age 65 or older for tax years 2025 through 2028, though it phases out once modified AGI passes $75,000 (single/HOH) or $150,000 (married filing jointly), shrinking by 6% of every dollar over that line.
| Deduction | 2025 Amount | Phases Out? |
|---|---|---|
| Additional Standard Deduction | $1,600-$2,000 per box | No |
| Senior Bonus Deduction (2025-2028) | Up to $6,000 per person 65+ | Yes, above income thresholds |
This calculator gives a simplified federal estimate. Inflation adjustments and phase-out details change most years, and this doesn't account for state taxes or other credits and deductions you may qualify for. Confirm the current-year IRS figures and consult a tax professional before filing.
Frequently Asked Questions
The additional standard deduction is permanent and doesn't phase out. The senior bonus deduction is new, temporary (2025-2028), and phases out at higher incomes.
Taxpayers (and spouses, if filing jointly) age 65+ by year-end, subject to a MAGI phase-out starting at $75,000 single or $150,000 married filing jointly.
No, it currently applies only to tax years 2025-2028 under recent legislation. The regular additional standard deduction has no expiration.
※ Federal estimate only. Verify current-year IRS amounts and consult a tax professional.