☀️Home Solar Savings Calculator

Calculate annual electricity savings, payback period, and 20-year ROI

5kW system: ~$15,000–20,000 before 30% federal ITC · after ITC: ~$10,500–14,000
US national average ~$0.13–0.16/kWh · Hawaii and California can exceed $0.30/kWh

Solar Economics for US Homes

Home solar systems have a significant upfront cost but deliver long-term electricity savings. A 5kW system in the Northeast generates approximately 7,000–8,000 kWh/year; the same system in the Southwest can produce 10,000+ kWh/year. The 30% federal Investment Tax Credit (ITC), plus state and utility incentives, substantially reduce the payback period.

As of 2024, the average US payback period is 7–12 years depending on local electricity rates, sun hours, and incentives. States with high electricity costs (California, Hawaii, Massachusetts) and strong incentive programs tend to have the shortest payback periods.

Key Factors Affecting Solar Output

Frequently Asked Questions

What is the federal solar Investment Tax Credit (ITC)?

The ITC allows you to deduct 30% of your solar installation cost from your federal income taxes. For a $15,000 system, that's a $4,500 tax credit. The 30% rate is locked in through 2032 under the Inflation Reduction Act.

Can I sell excess electricity back to the grid?

Yes, through net metering. Most US states require utilities to credit you for surplus electricity sent to the grid. The credit rate varies — some states credit at the full retail rate, others at a lower wholesale rate. Check your state's net metering policy.