How to Use the Emergency Expense Cut Calculator
When you suddenly need to cut spending, it's hard to know where to start. Enter your monthly spending on subscriptions, dining out/delivery, coffee/snacks, and discretionary shopping, and this calculator ranks how much you can realistically cut from each category right now -- without wrecking your quality of life.
Subscriptions are assumed to be cuttable by up to 80% since they're easy to pause or cancel, and discretionary shopping by up to 70%. Dining out is harder to eliminate entirely, so it's calculated at a more conservative 40% cut.
Work through the ranked list from the top down for the biggest savings with the least effort.
Frequently Asked Questions
They're rough estimates based on typical spending flexibility. Your actual potential savings will vary depending on your situation.
This calculator focuses on four categories with high savings potential and quick execution. Review fixed costs like rent and phone bills separately.