About the ETF After-Tax Distribution Calculator
When you hold overseas ETFs, distributions are subject to withholding tax in the source country before they reach your account. The actual tax rate depends on your country's tax treaty with the source country. This calculator lets you enter the distribution per share, your total holding, and the applicable withholding rate to instantly see gross distribution, tax withheld, and your net payout.
Common Withholding Tax Rates
The US applies a 30% default withholding rate to foreign investors, reduced to 15% or 10% under many tax treaties (e.g., South Korea 15%, Japan 10%). If your broker applies the treaty rate automatically, you receive the net amount directly. If not, you may need to file for a refund through your country's tax authority.
FAQ
The default US withholding rate is 30% for foreign investors. Tax treaties reduce this — 15% for South Korea, 10% for Japan. Your broker typically applies the treaty rate automatically.
Most countries allow a foreign tax credit on your domestic return to offset taxes paid abroad. Consult a tax advisor to determine if you are eligible.
ETF distributions reflect underlying dividend income and capital gains, which change each period based on holdings and fund policies. Monthly, quarterly, or annual distribution schedules are common.