How to Use the State Disability Insurance Calculator
The US has no federal sick-leave wage-replacement program equivalent to Korea's sick-leave benefit. Instead, a handful of states — California, New York, New Jersey, Rhode Island, and Hawaii among them — run their own State Disability Insurance (SDI) programs that replace part of your wages when a non-work-related illness or injury keeps you off the job.
This calculator models California's SDI program, one of the most generous in the country. It generally pays about 70% of your average weekly wage, up to an annual cap (illustrated here as roughly $1,681/week), for as long as you remain unable to work, up to a program maximum of 52 weeks. Most other states either have no such program at all or set far lower caps and shorter durations.
Enter your average weekly wage and the number of weeks you expect to be off work to see an estimated weekly benefit and total payout. Because eligibility, waiting periods, and caps vary by state and change annually, treat this as a rough planning estimate rather than an official benefit determination.
Frequently Asked Questions
No. There is no federal sick-leave wage-replacement program. Only some states, like California, New York, and New Jersey, run their own State Disability Insurance (SDI) programs, and the rules differ by state.
SDI generally pays about 70% of your average weekly wage, up to a maximum weekly benefit cap set each year, for as long as you remain unable to work, up to a program maximum of 52 weeks.