How Long Until You Hit Six Figures?
A $100,000 salary is a milestone a lot of people chase without running the actual numbers. Plug in your current salary and expected average annual raise, and this calculator compounds that raise year over year to show exactly when you'd cross the line — the same way interest compounds on savings.
Picking a Realistic Raise Rate
A single average number works better than guessing every future promotion. Cost-of-living adjustments alone tend to land around 3%, while factoring in occasional promotions or a job change pushes many people's real average closer to 5-7%. The year-by-year table shows your projected salary at each step, and you can swap the $100,000 target for any goal that matters to you.
Frequently Asked Questions
Starting at $70,000 with 6% average raises gets you there in about 7 years; a higher start or rate is faster.
Cost-of-living alone runs about 3%; factoring in promotions or job changes often lands closer to 5-7%.
Gross (pre-tax) salary — the standard way salaries are quoted. Take-home pay will be lower.
※ Actual raises depend on your employer, performance, and career moves. This is a projection, not a guarantee.